Below you will find general information about the different auto
insurance coverage types.
1. Liability
auto insurance coverage helps protect your assets
if you cause an injury to another or damage the property of another
with your vehicle.
2. Collision
auto insurance coverage pays for damage to your
own auto that results from colliding with another vehicle - no matter who caused
the accident.
3. Comprehensive
auto insurance coverage pays for damage to your auto caused by something
other than a collision.(theft, vandalism, and
disasters).
4. Personal
Injury Protection auto insurance coverage (PIP) pays for medical
care, lost wages and replacement services for the injured party.
It pays regardless of who is at fault in an accident.
5. Uninsured/Underinsured
Motorist Protection pays the cost of
damages and injuries resulting from being hit by an uninsured.